About Me

I learned about money management the hard way – student loans, credit card debt, car loans, mortgages – and felt generally anxious about money for many years. I slowly started learning more about personal finance and eventually decided to get a master’s degree in personal financial planning with a focus on financial therapy.

After more than a decade of being self-taught and completing the degree, the light bulb moment happened when using YNAB (You Need a Budget) finally clicked for me. It completely changed the way I viewed and interacted with my finances. 

YNAB has a learning curve, and I gave up on it a few times. After it clicked for me, my money worries faded and I knew that I had to help others use this system, which led me to apply for the YNAB coaching program. I hope to help others use YNAB to lose the money worry and meet financial goals.

Education and credentials

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“Jen was wonderful. She listened well, responded to all my questions, and gave me the info I needed to accomplish my goals. This session made all the difference for me. I am ready to move forward in exactly the ways I need. I’m excited to get going!”

– Deb Kukal

Disclaimer: I am a YNAB Certified Budgeting Coach, which means that I have been trained to coach people on using YNAB software and the YNAB budgeting method. I have met select requirements of You Need a Budget LLC in order to receive this certification, which means that I have the ability to competently coach YNAB to others. I am not an employee of YNAB, and all non-YNAB related opinions and recommendations are my own. My views do not reflect the views of YNAB and its employees or its affiliates.